The property is in Utah.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Utah, in a sentence
Utah runs appraisal on the policy form but is one of two states that pause the suit clock by statute while appraisal runs. Tolling begins with the written demand, not with a court order.
The full Utah page