The property is in Virginia.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Virginia, in a sentence
Virginia writes the standard fire policy into statute and adds two provisions of its own: the circuit court appoints the umpire when the appraisers cannot agree, and every appraiser and umpire must swear an oath that they are not employed by or related to either party.
The full Virginia page