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Ocean Side Appraisals
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The property is in South Dakota.

Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.

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We do not take claims in Minnesota.

Smaller states:
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Appraisal in South Dakota, in a sentence

South Dakota prohibits demand-based appraisal. State law voids any policy provision that lets one party force the other out of court, and the Division of Insurance has ruled that appraisal must be optional, agreed to by both parties after a dispute arises, and non-binding.

The full South Dakota page