The property is in Rhode Island.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Rhode Island, in a sentence
Rhode Island writes the standard fire policy into statute and treats appraisal as arbitration in substance, so awards are confirmed or vacated under the state Arbitration Act. Rhode Island courts take the disinterest requirement seriously and vacated an award in 2025 over a partial appraiser.
The full Rhode Island page