The property is in Ohio.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Ohio, in a sentence
Ohio runs appraisal on the policy form and the common clock, and adds a consumer protection of its own: an unrepresented claimant must be warned at least sixty days before the suit limitation expires.
The full Ohio page