The property is in New Mexico.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in New Mexico, in a sentence
New Mexico has no statutory standard fire policy we could confirm, so appraisal runs on your policy language and the common clock. No leading New Mexico appellate decision on the scope of appraisal was located.
The full New Mexico page