The property is in Mississippi.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Mississippi, in a sentence
Mississippi has no statutory standard fire policy, so appraisal runs on your policy language. The Mississippi Supreme Court has long held that appraisers value the loss and have no power to decide its cause or the carrier's liability.
The full Mississippi page