The property is in Massachusetts.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Massachusetts, in a sentence
Massachusetts does not use the word appraisal at all. Its standard fire policy provides for a reference proceeding with three referees, on a ten-day clock at each step, and guarantees you at least ninety days after the award to sue.
The full Massachusetts page