The property is in Indiana.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Indiana, in a sentence
Indiana has no standard fire policy statute, so appraisal runs on your policy language. Indiana courts treat an award as binding unless the party challenging it pleads and proves fraud, mistake or misfeasance.
The full Indiana page