The property is in Idaho.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Idaho, in a sentence
Idaho requires the 1943 New York standard fire policy by statute, so the appraisal clause is part of Idaho law as well as your policy. The clock is the common one: twenty days for appraisers, fifteen for the umpire.
The full Idaho page