The property is in Georgia.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Georgia, in a sentence
Georgia adopts the standard fire policy by statute and regulation, so the appraisal clause is required in Georgia fire and homeowners forms. Georgia courts read the clause narrowly, and a carrier can decline appraisal when it characterises the disagreement as one about coverage or scope rather than price.
The full Georgia page