The property is in Delaware.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Delaware, in a sentence
Delaware has no standard fire policy statute, so appraisal runs on your policy language, with a backstop no other state has: if a homeowners policy lacks an approved appraisal clause, the Department of Insurance itself will arbitrate the amount of loss. Coverage questions stay with the court either way.
The full Delaware page