The property is in Colorado.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Colorado, in a sentence
Colorado has no standard fire policy statute, so appraisal runs on your policy language, but the Colorado Supreme Court has set a clear standard for the people who serve. Appraisers must be impartial and unbiased, and an award can be set aside if one was not.
The full Colorado page