The property is in Arizona.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Arizona, in a sentence
Arizona adopts the 1943 New York standard fire policy by reference, so the appraisal clause is part of state law as well as your policy. Arizona courts have also held that a carrier can lose the right to appraisal by demanding it too late.
The full Arizona page