The property is in Alabama.
Choose the state where the damaged property is, not where you are staying now. The state decides which rules apply.
We do not take claims in Minnesota.
Smaller states:
Appraisal in Alabama, in a sentence
Alabama has no standard fire policy statute, so appraisal in Alabama runs on the language of your own policy. The Alabama Supreme Court has held that appraisers decide the amount of loss and not what caused it.
The full Alabama page